Welcome to Modify My Mortgage


Obtaining a loan modification is the best way to avoid foreclosure and stay in your home. However, the process can be very challenging without the help of a law firm. When done correctly, the workout plan could result in permanent positive changes to the mortgage rate, term and monthly payment of the loan. See success stories below.

-- Bradford Law Firm, a full service national law firm specializing in loan modifications to reduce loan balances, lower payments and has licensed attorneys in all 50 states and are fully compliant with current FTC rules. BRADFORD LAW FIRM’S MOD TEAM HAS COMPLETED GREAT HOME LOAN MODIFICATIONS FOR OVER 11 YEARS!

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2014 Loan Modification & Loan Balance Reduction

Did your income go down and you can’t afford your payments? Modifications are based on your ability to pay now. Therefore having lower income now, may qualify you for a much lower home loan payments for the next 40 years. Convert a current problem into a long term advantage.

In the eyes of the bank and the court, if the homeowner is not actively pursing their legal rights to correct the situation, then it appears you are ignoring the problem and the longer you wait your legal position gets weaker and the bank position gets stronger.

**We are getting very dramatic rate reductions from lenders such as Bank Of America, Wells Fargo, Chase, Ocwen, Green Tree and hundreds of other small lenders/banks organization.

**1st loan 2% to 4% rates are becoming common with a term of 40 years. This may lower your payment by 50%. These terms can mean the difference between affording your home or losing your home.

*Sue Chipperton:
Prior Mortgage Payment: $1,963
New Mortgage Payment: $1,446
Prior Interest Rate: 6.25%
New Interest Rate: 2.75%
Total Annual Savings: $5,964
(Read full testimonial here)

*Imelda Sanchez:
Original Loan Balance: $382,922.87
New Loan Balance: $135,900
Prior Mortgage Payment: $2,768.20
New Mortgage Payment: $1,230.80
Total Annual Savings: $18,448.80
(Read full testimonial here)

*Nick Prust:
Prior Mortgage Payment: $1,167.50
New Mortgage Payment: $700.44
Prior Interest Rate: 8.69%
New Interest Rate: 2.19%
Total Annual Savings: $5,604
(Read full testimonial here)

**2nd loan rate reductions are common and sometimes we can reduce the loan balance by 90%. If your loan balance owned on your first loan is larger than the value of your home often Bradford Law Firm can negotiate a very large balance and rate reductions.



24/7 Attorney Case Tracking System

Only Bradford Law offers, 24/7 auto-notification about the status of your case file, you can go online and see your file using our secured attorney case tracking system. And every time we make updates to the status of your file, you are automatically emailed that entry. We know that there is nothing worse than being worried and uninformed, and so we made it our mission to create a system that is robust and secured to best serve your needs.

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Credit Maintenance Tools

Our partner Hennessy & Associates (credit professionals) know the Ins & Outs of the various state and federal laws that are in place to protect consumers and creditors and credit bureaus have to adhere to in order to follow state and federal regulation. Let our team of credit experts at Hennessy & Associates Inc. work with you to rebuild your credit and help you Get The Great Credit You Desire & Deserve!

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2013 Copyright © Modify My Mortgage 4350 York Blvd. Los Angeles, CA 90041 | 1-800-663-4396
This site and its information is not legal advice, nor is it intended to be. Feel free to get in touch by electronic mail, letters or phone calls. Contacting us does not automatically create an attorney-client relationship. The facts quoted on this site is correct as of October 1st, 2013. *Disclaimer & **Disclosure: Nothing in our statements to you shall be construed as a promise or guarantee about the outcome of your matter, results may vary from person to person. We make no such promises or guarantees of specific results. Our company is not associated with any government agencies, or any lenders.