Modifications are based on your ability to pay now. Therefore having problems with lower income may qualify you for a lower payment for the next 40 years. Note bad credit is not a problem.
3% and 4.2% are becoming common with a term of 40 years. 2nd loans and a credit loan on the home can be modified and if there is no equity the balance may be reduced by 85%. Credit card balances can be reduced by approx. 70% without a Bankruptcy.
Modify My Mortgage, has a staff of financial consultants that will offer you a wide range of options that are best for you – not us.
There is no pressure to acquire our services ever.
We are friendly – low key, we are the good guys.
We are not judgemental, problems are just part of life, another adventure.
Find out if you qualify for a Loan Modification. It’s quick, it’s easy, and the more questions you answer – the more accurate your results. Note: We do not accept California cases.