Modify My Mortgage2023-01-17T18:08:20+00:00

Having trouble paying your mortgage?

Get help.

If you have suffered a financial hardship or are in an active bankruptcy, we may be able to help. We have over 10 years’ experience helping homeowners like you modify their mortgages & stay in their homes.

Having trouble paying your mortgage?

Get help.

If you have suffered a financial hardship or are in an active bankruptcy, we may be able to help. We have over 10 years’ experience helping homeowners like you modify their mortgages & stay in their homes.

Trouble paying your mortgage?

Get help.

If you have suffered a financial hardship or are in an active bankruptcy, we may be able to help. We have over 10 years’ experience helping homeowners like you modify their mortgages & stay in their homes.

We’re Ironhorse Law Group.

We’ve been consistently providing California homeowners with big-firm expertise in a high-touch, small-firm practice since 2013. We’re a law firm based in the East Bay with a strong real estate focus.

We’re Ironhorse Law Group.

We’ve been consistently providing California homeowners with big-firm expertise in a high-touch, small-firm practice since 2013. We’re a law firm based in the East Bay with a strong real estate focus.

We’re Ironhorse
Law Group.

We’ve been consistently providing California homeowners with big-firm expertise in a high-touch, small-firm practice since 2013. We’re a law firm based in the East Bay with a strong real estate focus.

We’re experienced real estate attorneys fighting for you.

While other companies may claim to offer similar services, we have the added benefit of being a law firm. We’re lawyers. We bring decades of real estate law experience to each case we handle and adhere to a strict code of ethics, taking our responsibility to our clients very seriously.

Additionally, should we run into any issues with your home that are more complex, we have the ability to handle them in-house.

We’re experienced
real estate attorneys
fighting for you.

While other companies may claim to offer similar services, we have the added benefit of being a law firm. We’re lawyers. We bring decades of real estate law experience to each case we handle and adhere to a strict code of ethics, taking our responsibility to our clients very seriously.

Additionally, should we run into any issues with your home that are more complex, we have the ability to handle them in-house.

We’re experienced real estate attorneys fighting for you.

While other companies may claim to offer similar services, we have the added benefit of being a law firm. We’re lawyers. We bring decades of real estate law experience to each case we handle and adhere to a strict code of ethics, taking our responsibility to our clients very seriously.

Additionally, should we run into any issues with your home that are more complex, we have the ability to handle them in-house.

How do we help?

We help our clients pursue loan modifications. A loan modification is when your mortgage servicer agrees to adjust your mortgage payment to better fit your income & expenses. Typically, someone who obtains a loan modification is able to get a lower interest rate & a longer repayment period – resulting in a lower monthly payment.

For example, let’s say you have about $250,000 left on your mortgage and 25 years left to go. Your current monthly payment might look something like this:

How do we help?

We help our clients pursue loan modifications.
A loan modification is when your mortgage servicer agrees to adjust your mortgage payment to better fit your income & expenses. Typically, someone who obtains a loan modification is able to get a lower interest rate & a longer repayment period – resulting in a lower monthly payment.

For example, let’s say you have about $250,000 left on your mortgage and 25 years left to go. Your current monthly payment might look like the example on the left. Now, if you were to qualify for a loan modification, your payment may become lower and more affordable than what you currently pay, as seen on the right.

How do we help?

We help our clients pursue loan modifications. A loan modification is when your mortgage servicer agrees to adjust your mortgage payment to better fit your income & expenses. 

Typically, someone who obtains a loan modification is able to get a lower interest rate & a longer repayment period – resulting in a lower monthly payment.

For example, let’s say you have about $250,000 left on your mortgage and 25 years left to go. Your current monthly payment might look something like this:

$0
Amount Left on Mortgage
0%
Current Interest Rate
0 years
Years Left on Mortgage
$0
Current Monthly Payment

Now, if you were to qualify for a loan modification, your payment may become lower and more affordable than what you currently pay, as seen below:

$0
Amount Left on Mortgage
0%
Current Interest Rate
0 years
Years Left on Mortgage
$0
Potential Monthly Payment

It is important to note that this is not a guarantee of future results. This is just an example of what a successful hardship-based loan modification might look like. A borrower can potentially obtain a lower interest rate and a longer repayment period, resulting in a lower monthly payment that can fit better into one’s budget. We strongly believe everyone should be able to afford their mortgage.

PRE-MODIFICATION

$0
Amount Left on Mortgage
0%
Current Interest Rate
0 years
Years Left on Mortgage
$0
Current Monthly Payment

POST-MODIFICATION

$0
Amount Left on Mortgage
0%
Current Interest Rate
0 years
Years Left on Mortgage
$0
Potential Monthly Payment

It is important to note that this is not a guarantee of future results. This is just an example of what a successful hardship-based loan modification might look like. A borrower can potentially obtain a lower interest rate and a longer repayment period, resulting in a lower monthly payment that can fit better into one’s budget. We strongly believe everyone should be able to afford their mortgage.

$0
Amount Left on Mortgage
0%
Current Interest Rate
0 years
Years Left on Mortgage
$0
Current Monthly Payment

Now, if you were to qualify for a loan modification, your payment may become lower and more affordable than what you currently pay, as seen below:

$0
Amount Left on Mortgage
0%
Current Interest Rate
0 years
Years Left on Mortgage
$0
Potential Monthly Payment

It is important to note that this is not a guarantee of future results. This is just an example of what a successful hardship-based loan modification might look like. A borrower can potentially obtain a lower interest rate and a longer repayment period, resulting in a lower monthly payment that can fit better into one’s budget. We strongly believe everyone should be able to afford their mortgage.

You may have more questions.

Take a look at the below topics and you can learn a little more about what we do, if we may be able to help you, and so on. If you have any questions not answered here, please feel free to contact us via our secure online portal here.

What service are you providing?2022-08-22T17:40:17+00:00

We are a law firm that represents borrowers as they seek to obtain loan modifications from their mortgage lenders/servicers. We have the know-how to fight for your loan modification on your behalf. We handle correspondence between you and the lender, draft and assemble your document packages, and work hard to obtain your loan modification. We are not a lending company or refinancing company. We represent you in getting your lender to modify your loan terms if you qualify.

Is a loan modification guaranteed?2022-09-05T16:23:08+00:00