We help our clients pursue loan modifications.

Typically, someone who obtains a loan modification is able to get a lower interest rate & a longer repayment period – resulting in a lower monthly payment.

We help our clients pursue loan modifications.

Typically, someone who obtains a loan modification is able to get a lower interest rate & a longer repayment period – resulting in a lower monthly payment.

We help our clients pursue
loan modifications.

Typically, someone who obtains a loan modification is able to get a lower interest rate & a longer repayment period – resulting in a lower monthly payment.

$0
Amount Left on Mortgage
0%
Current Interest Rate
0 years
Years Left on Mortgage
$0
Current Monthly Payment

For example, let’s say you have about $250,000 left on your mortgage and 25 years left to go.

Your current monthly payment might look something like this.

$0
Amount Left on Mortgage
0%
Current Interest Rate
0 years
Years Left on Mortgage
$0
Current Monthly Payment

For example, let’s say you have about $250,000 left on your mortgage and 25 years left to go.

Your current monthly payment might look something like this.

$0
Amount Left on Mortgage
0%
Current Interest Rate
0 years
Years Left on Mortgage
$0
Current Monthly Payment

For example, let’s say you have about $250,000 left on your mortgage and about 25 years left to go.

Your current monthly payment might look something like this:

Now, if you qualify for a loan modification, your payment may become lower and more affordable than what you are currently paying.

$0
Amount Left on Mortgage
0%
Current Interest Rate
0 years
Years Left on Mortgage
$0
Potential Monthly Payment

Now, if you qualify for a loan modification, your payment may become lower and more affordable than what you are currently paying.

$0
Amount Left on Mortgage
0%
Current Interest Rate
0 years
Years Left on Mortgage
$0
Potential Monthly Payment

If you qualify for a loan modification, your payment may become lower and more affordable than what you are currently paying.

$0
Amount Left on Mortgage
0%
Current Interest Rate
0 years
Years Left on Mortgage
$0
Potential Monthly Payment

“How can I qualify?”

Our firm helps clients pursue loan modifications via two different routes: hardship-based modifications & mediation within an active bankruptcy.

“How can I qualify?”

Our firm helps clients pursue loan modifications via two different routes: hardship-based modifications & mediation within an active bankruptcy.

“How can I qualify?”

Our firm helps our clients pursue loan modifications via two different routes: hardship-based modifications & mediation within an active bankruptcy.

Traditional Hardship-
Based Modification

For those who have experienced a financial hardship, we can represent your situation and document your hardship to the servicer and attempt to modify your mortgage to better fit your financial situation.

Modification Through
Mediation in Bankruptcy

For those in an active bankruptcy in Florida or the Northern District of California, we can represent you in mediation between you & your loan servicer in an attempt to lower your payment to a more manageable amount.

Traditional Hardship-
Based Modification

For those who have experienced a financial hardship, we can represent your situation and document your hardship to the servicer and attempt to modify your mortgage to better fit your financial situation.

Modification Through
Mediation in Bankruptcy

For those in an active bankruptcy in Florida or the Northern District of California, we can represent you in mediation between you & your loan servicer in an attempt to lower your payment to a more manageable amount.

Traditional Hardship-
Based Modification

For those who have experienced a financial hardship, we can represent your situation and document your hardship to the servicer and attempt to modify your mortgage to better fit your financial situation.

Modification Through
Mediation in Bankruptcy

For those in an active bankruptcy in Florida or the Northern District of California, we can represent you in mediation between you & your loan servicer in an attempt to lower your payment to a more manageable amount.

“What qualifies as a hardship?”

If you are not in an active bankruptcy in Florida or the Northern District of California, then you would need to have experienced a hardship to qualify.

But, what qualifies as a hardship?

A hardship can be temporary or permanent and is typically something that prevents you from being able to make your mortgage payment.

Take a minute to look at the list of examples and think about if any of these hardships apply to your situation.

If so, you may be able to pursue a loan modification.

STILL HAVE QUESTIONS?
Loss of
Employment
Increase in
Housing Expenses
Income Reduction
Divorce or Legal
Separation
Death of a
Contributing Member
Long-Term or
Permanent Disability

Disaster (Natural
or Man-Made)

Business Failure

Increased
Expenses
Excessive
Debt Payments

If you are not in an active bankruptcy in Florida or the Northern District of California, then you would need to have experienced a hardship to qualify.

But, what qualifies as a hardship?

A hardship can be temporary or permanent and is typically something that prevents you from being able to make your mortgage payment.

Take a minute to look at the list of examples and think about if any of these hardships apply to your situation.

If so, you may be able to pursue a
loan modification.

STILL HAVE QUESTIONS?

“What qualifies as a hardship?”

Loss of
Employment
Increase
in Housing
Expenses
Divorce or Legal
Separation
Increased
Expenses
Death of a
Contributing
Member
Income
Reduction
Long-Term
or Permanent
Disability

Business
Failure

Excessive
Debt Payments

Disaster
(Natural or
Man-Made)

“What qualifies as a hardship?”

If you are not in an active bankruptcy in Florida or the Northern District of California, then you would need to have experienced a hardship to qualify.

But, what qualifies as a hardship?

A hardship can be temporary or permanent and is typically something that prevents you from being able to make your mortgage payment.

Take a minute to look at the list of examples and think about if any of these hardships apply to your situation.

If so, you may be able to pursue a loan modification.