“What qualifies as a hardship?”
If you are not in an active bankruptcy in Florida or the Northern District of California, then you would need to have experienced a hardship to qualify.
But, what qualifies as a hardship?
A hardship can be temporary or permanent and is typically something that prevents you from being able to make your mortgage payment.
Take a minute to look at the list of examples and think about if any of these hardships apply to your situation.
If so, you may be able to pursue a loan modification.